A different beast altogether.

THE WORKSPACE · FOR FINANCIAL ADVISORS

Client Discovery in.
Full plan out.

One structured conversation. A complete month-by-month plan to life expectancy, with every Singapore rule already applied.

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS

THE PROBLEM

Your expertise is not the bottleneck. Your spreadsheet is.

Stitching spreadsheets. Re-keying numbers between tools. Rules that change the week after you built the model.

TODAY CRMSPREADSHEETINSURER PORTALCALCULATORDECK RE-KEYED FOUR TIMES WITH F1GURES INVESTMENTSINSURANCEASSETSLIABILITIESINFLOWSCPF & SRSOUTFLOWS ENTERED ONCE

WHAT ONE SUBMISSION PRODUCES

NET WORTHCASHFLOWSAVINGS CURVESEVEN RATIOSGOALS TIMELINEPROTECTION GAPIMPLEMENTATION SCHEDULECLIENT DASHBOARDEXCEL WORKBOOK FACTFIND · 17 SECTIONS ONE SUBMISSION

WHAT IT DOES TODAY

Three things, all already running.

We run the numbers. We check the rules. You make the call.

TIME PER CASE LIVE

A complete plan from one submission.

Net worth to protection gap to implementation schedule. One pass, not one afternoon.

BEFORE RE-KEYMODELCHECKFORMATDECKREVIEW NOW

COMPLIANCE RISK LIVE

It checks your work before compliance does.

It scans while you fill the factfind. It names the page and cites the rule.

LTVMSRTDSRLOAN TENURECAR FINANCINGRELIEF THRESHOLDSWMCR ELIGIBILITYCHILD RELIEF CAPSOVERLAPPING INCOME PHASES
FACTFIND FIELD LOAN TENURE 35 YEARS LOAN TENURE EXCEEDS THE REGULATORY CAP PROPERTY · PAGE 3 § SOURCE RULE CITED

DEFENSIBILITY LIVE

Every figure traceable to the assumption behind it.

When a client or a supervisor asks where a number came from, the answer is in the file.

PERSONALINCOMEPROPERTYPROTECTIONGOALSCALCULATIONS MONTH BY MONTH RETIREMENT AGE

THE RULES ENGINE LIVE

Stop maintaining your own spreadsheet.

Private spreadsheets go stale the week a rule changes. These are maintained centrally.

CPF

  • OA, SA, MA, RA
  • Age-banded contribution and allocation rates
  • Extra interest
  • FRS, BHS and ERS caps and overflow
  • Inter-account transfers
  • Cash and CPF top-ups
  • CPF LIFE

SRS

  • Contributions and caps
  • Tax relief
  • Withdrawal behaviour

INCOME TAX

  • IRAS brackets with per-relief caps
  • Earned Income Relief
  • Qualifying Child Relief
  • Working Mother's Child Relief
  • CPF and SRS top-up relief

PROPERTY

  • BSD and ABSD
  • TDSR and MSR
  • Loan tenure limits
  • Property tax

MOTOR

  • Road tax
  • COE and PARF treatment
  • Resale proceeds
  • Financing limits

MEDICAL

  • CareShield
  • MediShield
  • Integrated Shield
  • Hospitalisation premiums

AROUND 60 CALCULATED-FIELD ENDPOINTS RESOLVE WHILE THE FORM IS BEING FILLED. LOAN TENURE. MONTHLY INSTALMENTS. FUTURE PURCHASE PRICES. RESALE PROCEEDS. UNIVERSITY COSTS. PREMIUMS.

The same rules, applied the same way, by every advisor in the practice.

REVIEW

Review starts from what they already told you.

Goals captured and prioritised at the factfind, plotted at the age each one lands.

HOMEAGE 38CARAGE 44UNIVERSITYAGE 54RETIREAGE 65 WHOWHENAGEACTIONAMOUNTWHOWHENAGEACTIONAMOUNTWHOWHENAGEACTIONAMOUNT
Coming: checking what has moved between review cycles

Re-running a factfind against a previous version is not built yet. COMING

THE DAY

What a Monday looks like with f1gures.

  1. Client Discovery. One structured conversation, an hour on what matters to them. You ask. It captures.

  2. Mid-form, a flag. The loan tenure runs past the cap, and the alert cites the rule. You fix it now, not after submission.

  3. Scenario Design. You submit once. The curve, the ratios, the protection gap and the schedule come back together. One pass. Not one afternoon.

  4. The workbook generates. Every assumption echoed back, the projection underneath. Every number has its working attached.

  5. Scenario Narrative. One chart of their whole life, the age each goal lands, and what happens if it goes wrong. They read it without you translating.

  6. They leave with a checklist. Who, when, their age, the action, the amount. Not a forty-page document.

THE NUMBERS

The math.

We publish time saved, not earnings. What you do with the time is your business.

Across an early pilot cohort, advisors got 1.5 to 2 hours back per client. Meeting preparation dropped from an hour to five minutes, and rebuilding context before a review fell by about 80%.

180
2
HOURS BACK PER YEAR 473
EIGHT-HOUR DAYS 59
HOURS PER WORKING WEEK 10.3
473 hours back per year

THE MODEL TAKES THE MIDPOINT OF THE 1.5 TO 2 HOUR RANGE AND COUNTS ONLY 75% OF IT.

THE MATH BEHIND THE TIME

1.5 to 2 hours saved per client.

A productive advisor sees 5 to 7 clients a week.

That's 7.5 to 14 hours back, every week.

Deeper service, more clients, or your own life. We take no position on it.

FIGURES FROM AN EARLY PILOT COHORT, SMALL SAMPLE.

Not available at launch. This section shows what we are building next

THE MODELLING FLOOR COMING 2027

Three futures, all priced.

Four models that price property routes, education paths and retirement income, branch by branch.

WHERE THEY ARE ROUTE A · PRICED ROUTE B · PRICED ROUTE C · PRICED

Illustrative. A fork that prices every branch is the argument against a black box.

DATA INTELLIGENCE & ANALYTICS

Data intelligence, not just data entry. COMING

See your business. The way you've never seen it.

Not available at launch. This section shows what we are building next

Most CRMs are where information goes to die. f1gures is where it comes back.

SAMPLE INTERFACE. THIS CAPABILITY IS NOT LIVE YET AND IS NOT PART OF THE OCTOBER FOUNDING COHORT.

Anonymised portfolio intelligence.

ILLUSTRATIVE

See how your clientele compares to Singapore norms, your agency, or any cohort you choose. Spot the segments you're underserving.

Market intel.

ILLUSTRATIVE

Early signals from across the platform. What is moving, which cohorts are transacting, what your peers are seeing.

Your business at a glance.

ILLUSTRATIVE

Every client, every account, every life event, up to date without you lifting a finger. The pulse you can read in seconds.

REGULATION & COMPLIANCE

Built for Singapore's regulatory reality.

Designed around how financial advice is meant to work in Singapore.

  • PDPA COMPLIANT.

    Data residency in Singapore, audit trails for every access, consent revocable at any time. Your clients' data is theirs, not ours.

  • ADVISOR-LED BY DESIGN.

    The planning circle model keeps personalised recommendations in the hands of licensed professionals.

  • NATIONAL DATA RAILS. COMING

    A core piece of singapore's national financial data infrastructure. We will name it here the day the integration is signed, and not a day before.

FROM THE PILOT

In their words.

We would rather ship an empty bracket than a quote nobody said.

[PILOT ADVISOR QUOTE ON TIMING. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

[PILOT ADVISOR QUOTE ON ROADMAPS. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

[PILOT ADVISOR QUOTE ON MEETING PREPARATION. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

WHERE WE STAND

We don't sell products. You do.

f1gures is not a product manufacturer. No insurance arm competing for your clients, no wealth management book shadowing yours.

We build the tools.

You build the relationships.

The economics work because they have to.

We win when you win.

THE WALKTHROUGH

The workbench is not on this page.

It holds client data, so we publish no screenshots. Book twenty minutes and we will walk you through one live case, factfind to workbook.

Book a walkthrough

ONE SUBMISSIONCHECKED AGAINST THE RULESEVERY FIGURE TRACEABLE

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS