A different beast altogether.

THE WORKSPACE · FOR FINANCIAL ADVISORS

Client Discovery in.
Full plan out.

One structured conversation. A complete month-by-month plan to life expectancy, with every Singapore rule already applied.

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS

THE PROBLEM

Your expertise is not the bottleneck. Your spreadsheet is.

Stitching spreadsheets. Re-keying the same numbers between tools. Rules that change the week after you built the model.

TODAY CRMSPREADSHEETINSURER PORTALCALCULATORDECK RE-KEYED FOUR TIMES WITH F1GURES INVESTMENTSINSURANCEASSETSLIABILITIESINFLOWSCPF & SRSOUTFLOWS ENTERED ONCE

WHAT ONE SUBMISSION PRODUCES

NET WORTHCASHFLOWSAVINGS CURVESEVEN RATIOSGOALS TIMELINEPROTECTION GAPIMPLEMENTATION SCHEDULECLIENT DASHBOARDEXCEL WORKBOOK FACTFIND · 17 SECTIONS ONE SUBMISSION

WHAT IT DOES TODAY

Three things, all already running.

We run the numbers. We check the rules. You make the call.

TIME PER CASE LIVE

A complete plan from one submission.

Net worth to protection gap to implementation schedule. One pass, not one afternoon.

BEFORE RE-KEYMODELCHECKFORMATDECKREVIEW NOW

COMPLIANCE RISK LIVE

It checks your work before compliance does.

The engine scans while you are still filling the factfind. It names the page and cites the rule.

LTVMSRTDSRLOAN TENURECAR FINANCINGRELIEF THRESHOLDSWMCR ELIGIBILITYCHILD RELIEF CAPSOVERLAPPING INCOME PHASES
FACTFIND FIELD LOAN TENURE 35 YEARS LOAN TENURE EXCEEDS THE REGULATORY CAP PROPERTY · PAGE 3 § SOURCE RULE CITED

DEFENSIBILITY LIVE

Every figure traceable to the assumption behind it.

When a client or a supervisor asks where a number came from, the answer is in the file.

PERSONALINCOMEPROPERTYPROTECTIONGOALSCALCULATIONS MONTH BY MONTH RETIREMENT AGE

THE RULES ENGINE LIVE

Stop maintaining your own spreadsheet.

Private spreadsheets go stale the week a rule changes. These are encoded and maintained centrally.

CPF

  • OA, SA, MA, RA
  • Age-banded contribution and allocation rates
  • Extra interest
  • FRS, BHS and ERS caps and overflow
  • Inter-account transfers
  • Cash and CPF top-ups
  • CPF LIFE

SRS

  • Contributions and caps
  • Tax relief
  • Withdrawal behaviour

INCOME TAX

  • IRAS brackets with per-relief caps
  • Earned Income Relief
  • Qualifying Child Relief
  • Working Mother's Child Relief
  • CPF and SRS top-up relief

PROPERTY

  • BSD and ABSD
  • TDSR and MSR
  • Loan tenure limits
  • Property tax

MOTOR

  • Road tax
  • COE and PARF treatment
  • Resale proceeds
  • Financing limits

MEDICAL

  • CareShield
  • MediShield
  • Integrated Shield
  • Hospitalisation premiums

AROUND 60 CALCULATED-FIELD ENDPOINTS HANDLE THE INTERMEDIATE FIGURES WHILE THE FORM IS BEING FILLED. LOAN TENURE. MONTHLY INSTALMENTS. FUTURE PURCHASE PRICES. RESALE PROCEEDS. UNIVERSITY COSTS. PREMIUMS.

The same rules, applied the same way, by every advisor in the practice.

REVIEW

Review starts from what they already told you.

Goals captured and prioritised at the factfind, plotted at the age each one lands. Every action carries a person, a date, an age and an amount.

HOMEAGE 38CARAGE 44UNIVERSITYAGE 54RETIREAGE 65 WHOWHENAGEACTIONAMOUNTWHOWHENAGEACTIONAMOUNTWHOWHENAGEACTIONAMOUNT
Coming: checking what has moved between review cycles

Re-running a factfind against a previous version is not built yet. COMING

THE DAY

What a Monday looks like with f1gures.

We run the numbers. We check the rules. You make the call.

  1. Client Discovery. One structured conversation, about thirty minutes on the sections that matter to them. You ask. It captures.

  2. Mid-form, a flag. The loan tenure they want runs past the cap. The alert links to the page and cites the rule. You fix it now, not after submission.

  3. Scenario Design. You submit once. The savings curve, the ratios, the protection gap and the schedule come back together. One pass. Not one afternoon.

  4. The workbook generates. Every assumption echoed back, the month-by-month projection underneath. Every number has its working attached.

  5. Scenario Narrative. One chart of their whole life, the age each goal lands, and what happens if it goes wrong. They read it without you translating.

  6. They leave with a checklist. Who, when, their age, the action, the amount. Not a forty-page document.

THE NUMBERS

The math.

We publish time saved, not earnings. What you do with the time is your business.

Across an early pilot cohort, advisors got 1.5 to 2 hours back per client. Meeting preparation dropped from an hour to five minutes, and the time spent rebuilding context before a review fell by about 80%. We do not publish what that was worth, because that number is unknowable and putting it two clicks from a neutrality pledge would undo the pledge.

180
2
HOURS BACK PER YEAR 473
EIGHT-HOUR DAYS 59
HOURS PER WORKING WEEK 10.3
473 hours back per year

THE MODEL TAKES THE MIDPOINT OF THE 1.5 TO 2 HOUR RANGE AND COUNTS ONLY 75% OF IT.

THE MATH BEHIND THE TIME

Outsource the time-consuming work. f1gures handles follow-up prep, context rebuilding, and roadmap structuring. You focus on what only you can do.

1.5 to 2 hours saved per client.

A productive advisor sees 5 to 7 clients a week.

That's 7.5 to 14 hours back, every week.

What you fund with the time is your call. Deeper service, more clients, or your own life. f1gures takes no position on it.

FIGURES FROM AN EARLY PILOT COHORT, SMALL SAMPLE. WE PUBLISH TIME SAVED, NOT EARNINGS. HOW YOU USE THE TIME IS YOUR BUSINESS.

Not available at launch. This section shows what we are building next

THE MODELLING FLOOR COMING 2027

Three futures, all priced.

Four proprietary models that build the projections with you. Property routes, education paths, retirement income, compared branch by branch.

WHERE THEY ARE ROUTE A · PRICED ROUTE B · PRICED ROUTE C · PRICED

Illustrative. A fork that prices every branch is the argument against a black box.

DATA INTELLIGENCE & ANALYTICS

Data intelligence, not just data entry. COMING

See your business. The way you've never seen it.

Not available at launch. This section shows what we are building next

Most CRMs are where information goes to die. f1gures is where it comes back to help you.

SAMPLE INTERFACE. THIS CAPABILITY IS NOT LIVE YET AND IS NOT PART OF THE OCTOBER FOUNDING COHORT.

Anonymised portfolio intelligence.

ILLUSTRATIVE

See how your clientele stacks up against Singapore norms, your agency, peer advisors, or any cohort you choose. Spot segments you're underserving. Identify business opportunities hiding in plain sight.

Market intel.

ILLUSTRATIVE

Early signals from across the platform. What product categories are moving. What life-stage cohorts are transacting. What your peers are seeing.

Your business at a glance.

ILLUSTRATIVE

Every client, every account, every life event. Your whole practice stays up to date without you lifting a finger. The pulse you can read in seconds.

REGULATION & COMPLIANCE

Built for Singapore's regulatory reality.

f1gures is designed around how financial advice is meant to work in Singapore. Licensed advisors. Advisor-led by design. PDPA-compliant data handling.

  • PDPA COMPLIANT.

    Full data residency in Singapore. Full audit trails for every access. Full client consent management, with revocation at any time. Your clients' data is theirs, not ours.

  • ADVISOR-LED BY DESIGN.

    The planning circle model keeps personalised recommendations in the hands of licensed professionals.

  • NATIONAL DATA RAILS. COMING

    A core piece of singapore's national financial data infrastructure. We will name it here the day the integration is signed, and not a day before.

FROM THE PILOT

In their words.

We would rather ship an empty bracket than a quote nobody said.

[PILOT ADVISOR QUOTE ON TIMING. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

[PILOT ADVISOR QUOTE ON ROADMAPS. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

[PILOT ADVISOR QUOTE ON MEETING PREPARATION. AWAITING CLIENT CONTENT.]

[PILOT ADVISOR · OCTOBER 2026 FOUNDING COHORT]

WHERE WE STAND

We don't sell products. You do.

f1gures is not a product manufacturer. We don't have an insurance arm competing for your clients. We don't run a wealth management book that shadows yours.

We build the tools.

You build the relationships.

The economics work because they have to.

We win when you win.

THE WALKTHROUGH

The workbench is not on this page.

It holds client data, so we do not publish screenshots of it. Book twenty minutes and we will walk you through one live case end to end, from factfind to workbook.

Book a walkthrough

ONE SUBMISSIONCHECKED AGAINST THE RULESEVERY FIGURE TRACEABLE

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS