BUILT IN SINGAPORE

Maps for your financial life.

Every route priced before you commit. Every number checked against Singapore's real rules.

PDPA COMPLIANT·ADVISOR-LED·WE DON'T SELL PRODUCTS

Sample dashboard, illustrative. The real one shows your connected account data.

THE PROBLEM

Your money is not isolated. So why does it feel that way?

CPF $128,400
DBS SAVINGS $42,100
INVESTMENTS $71,800
INSURANCE · FOLDER last opened 2019

Every decision feels like a coin flip when you cannot see the whole picture.

  1. Buying a house quietly affects your car plans.
  2. Your car plans quietly affect retirement.
  3. Your retirement plan is shaped by your children's school fees, three years from now.

The industry pretends these are separate decisions. They're not.

f1gures is built for how money actually works.
Connected, continuous, always in motion.

THE CATEGORY

What institutions have had for decades.

A Bloomberg Terminal gives an institution one view of everything it owns. Nobody built that for a household. We did.

f1gures changes that.

  1. 01

    Real data.

    Live transaction data partners and government sources today. A core piece of singapore's national financial data infrastructure is next.

  2. 02

    Real predictions.

    Your data is already telling a story. We connect the dots and tell you what's coming next.

  3. 03

    Real benchmarks. COMING AFTER LAUNCH

    See how you compare to peers with your profile. Spending. Saving. Net worth growth. Your buffer.

Two views of the f1gures workspace, one above the other. Above, a Client Discovery session on the Assess The Present step, with seven cards: investments, the insurer's financial product, assets, liabilities, current inflows, CPF and SRS, and current outflows. Below, the home and properties view, a map of Singapore with a price range against each town beside a historical property price panel showing a twenty-fifth and a seventy-fifth percentile and a chosen range. SAMPLE SESSION. FIGURES ILLUSTRATIVE.

THE THREE CORES

Three things that were broken. And what each one took to fix.

  • 01 · EFFICIENCY

    Everything under one roof.

    Eighteen accounts, and no single place that adds them up, so a simple question, can we afford this, takes a weekend. Connect once and the whole terrain is drawn. CPF, banks, property, investments, insurance, loans, and your advisor sees what you see.

  • 02 · EFFECTIVENESS

    Trade-offs, not promises.

    Every tool told you what you could afford. None told you what it costs you somewhere else. We price both routes. Bring the home upgrade forward two years and watch the Ordinary Account drain sooner, the curve dip deeper, the retirement date move. In dollars and in years, before you commit.

  • 03 · TRANSPARENCY

    No black box.

    The industry hands you a number and asks you to trust it. The person showing it is often paid on what you buy next. Every figure traces back to something you told us or something we connected. At every fork we price both branches, including the one we do not recommend.

SEE · PREDICT · ACT

Underneath the three cores, three capabilities.

This is the machinery. The cores above are what it is for.

See everything.

One dashboard for every account, every asset, every obligation. Connected, categorised, continuously updated.

Predict anything.

A CFO for your household, watching for the tax bill before it lands and the refinance window while it is open. Life events rarely arrive without warning.

Act with certainty.

Routes priced for every goal and ranked on fit. Introductions to vetted partners, only when you ask.

THE PLANNING CIRCLE

Better with your advisor in the room.

YOU ADVISOR SPOUSE

PLANNING CIRCLE · SOLO MODE

A planning circle is the people you invite into your financial life. At minimum, you. Add your advisor and the full dashboard opens. Add your spouse. The circle widens from there, when you want it to.

ON YOUR OWN

Isolated planning tools.

  • Car affordability calculator.
  • Home purchase simulator.
  • Tax forecast.
  • Peer benchmarking insights.

WITH YOUR ADVISOR

The full dashboard opens up.

  • Connected view across every account.
  • Proactive predictions and alerts.
  • Personalised recommendations.
  • Human judgement on every decision.

TRUST & PRINCIPLES

We're the map, not the shop.

You already have enough apps trying to sell you things.

We don't sell financial products, and we earn the same whatever you buy. Recommendations are ranked by what's best for you, and nothing else.

FOUR PROMISES

Neutral.
Not owned by a bank, insurer, or product manufacturer. We earn when you win.
Advisor-led.
Advice stays with licensed professionals. We give you the tools. You keep the judgement.
Data minimisation.
We categorise and predict. We don't sell. Partners never see your raw data, and meet you only when you're ready.
Your data, your control.
Export anytime. Delete anytime. Full transparency on what we hold, in plain English.

PEER BENCHMARKING

How do you really compare? COMING AFTER LAUNCH

Coming after launch. This needs a user base before it works

Better an honest badge than a chart built on nobody.

See what it will show

Are you spending more than peers your age? Saving enough? On track for the life you want?

Four data sources: your own history, our user base, government data, trusted partners. Not against strangers. Against people who look like you.

  • SAVINGS RATE

    ILLUSTRATIVE
    0% 50% 100% YOU

    TOP 14%

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • MONTHLY SPENDING

    ILLUSTRATIVE
    YOU LESS MORE

    MEDIAN

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • NET WORTH GROWTH

    ILLUSTRATIVE
    +$142K VS PEER -3 YRS NOW

    TOP 22%

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • EMERGENCY BUFFER

    ILLUSTRATIVE
    6 MONTHS YOU · 4 MO PEER MEDIAN YOU

    ABOVE MEDIAN

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

See what the people ahead of you are doing differently.

DATA INFRASTRUCTURE & INTEGRATIONS

Built on the rails
Singapore's institutions already run on.

Not scraped data, not guesswork. Where we connect, we connect to the source.

  • [Strategic data partner]

    COMING

    A core piece of Singapore's financial data infrastructure.

    • COMING

      Major banks and insurers.

      Live account data, direct from source.

    • LIVE

      Transaction data partners.

      Real car prices, real property transactions, real market data.

    • COMING

      Licensed financial institutions.

      Live mortgage and investment feeds.

Ready to see the full picture?

Start free. See your financial health score and run your first roadmap. No advisor needed.

When you're ready, bring your advisor in. Or let us introduce you to one.

A MAP, NOT A SUBSCRIPTION

I'm a financial advisor

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS